About 365AF
365AF is a UK FCA-regulated commercial finance brokerage. We specialise in asset finance, hire purchase, leasing, refinance, and business loans for established UK businesses.
Our track record
- £200m+ funded for UK businesses
- 1,200+ clients supported
- 24 hrs typical decision time
- 4.9/5 independent client rating
- 40+ specialist lenders on our panel
What we do
We act as a credit broker — not a lender — which means we search across our entire panel to find the most competitive terms for your specific asset, sector, and trading position. You get one point of contact and access to multiple lenders, rather than having to approach each individually.
FCA regulated
365AF is the trading name of LowRateCarFinance Limited, authorised and regulated by the Financial Conduct Authority (FCA). We are independent — not tied to any single lender or funding source.