Bentley Finance
Tailored Bentley finance for the Continental GT, Bentayga, Flying Spur and more.
Bentley finance lets you step into a hand-built grand tourer or luxury SUV while keeping your capital free. As an FCA-regulated brokerage with a panel of more than 40 lenders, 365AF arranges tailored Bentley finance across the range — from the Continental GT and Flying Spur to the Bentayga.
Every facility is built around the car and your circumstances: competitive rates, sensible loan-to-values on these strong-residual cars, and approvals that protect your cash flow. Whether you're buying, upgrading or refinancing, we'll find the right structure for you.
Models we finance
- Bentley Continental GT & GTC
- Bentley Bentayga & Bentayga EWB
- Bentley Flying Spur
- Bentley Mulliner commissions
- Pre-owned & approved-used Bentleys
- Classic & collector Bentleys
Finance options
- Hire Purchase (HP) — Spread the cost over an agreed term with fixed monthly payments and own the Bentley outright at the end — ideal for long-term ownership.
- PCP (Personal Contract Purchase) — Lower monthly payments with an optional final payment based on the car's projected value — popular for newer models you may change in a few years.
- Lease & Finance Lease — Use the car for an agreed term without full ownership — efficient for business users and those who upgrade regularly.
- Refinance & Equity Release — Refinance an existing Bentley to lower monthly outgoings, or release equity from a car you already own to free up capital.
Why choose 365AF?
- Specialist lenders who understand Bentley residual values
- Finance for new, approved-used, Mulliner and classic Bentleys
- Hire purchase, PCP, lease, refinance and equity release under one roof
- FCA-regulated, soft-search first — no credit-score impact to get a quote
- Fast, discreet decisions — often the same day
Frequently asked questions
Can I finance a Bentley Continental GT or Bentayga?
Yes. The Continental GT and Bentayga are among the most popular Bentleys we finance, alongside the Flying Spur. We arrange HP, PCP and lease facilities on both new and pre-owned cars.
How much deposit do I need for Bentley finance?
Deposits typically start from around 10% of the car's value, varying by lender and model. A larger deposit usually unlocks a better rate. We'll structure the facility around your budget.
Do you finance pre-owned and classic Bentleys?
Yes. We work with lenders comfortable with approved-used, Mulliner and classic Bentleys, who understand how these cars perform as assets over time.
Will a Bentley finance quote affect my credit score?
No. We start with a soft search for an indicative decision, which leaves no mark on your credit file. A full application is only submitted with your consent.
Can a business finance a Bentley?
Yes. We arrange finance for individuals and for sole traders, partnerships and limited companies, and can advise on the most tax-efficient structure for business use.