Business loans from £5k for established UK businesses.
Compare secured and unsecured business loan options from a panel of specialist UK lenders. 365AF helps limited companies and established businesses access funding for cash flow, growth, stock, tax bills, equipment and more.
Key benefits
- Business loans from £5,000 to £500,000+
- Secured and unsecured options available
- Fast decisions, often within 24 hours
- Terms from 3 months to 5 years
- Suitable for cash flow, growth, stock, tax bills and business investment
- Soft-search only, with no initial impact on your credit file
- Access to a panel of specialist UK business lenders
Who is it for?
Business loans are suited to established UK companies that need flexible funding not tied to a specific asset purchase. This may include limited companies, SMEs and trading businesses looking to improve cash flow, fund growth, purchase stock, manage tax liabilities or invest in the next stage of the business.
How it works
We review your business, funding requirement and trading position, then match your enquiry with lenders from our panel. As a commercial finance broker, we compare options across multiple lenders rather than relying on one provider. If approved, funds can often be released quickly once documents are signed.
Business loans for limited companies
Many UK business loan searches come from directors looking for straightforward funding for an established company. We help limited companies compare commercial loan options based on trading history, affordability, funding purpose and lender criteria.
- Limited company business loans
- Working capital loans
- Growth and expansion funding
- Stock and supplier funding
- Tax and VAT funding
- Short-term business loans
What can a business loan be used for?
- Cash flow support
- Business expansion
- Stock and supplier payments
- Tax or VAT bills
- Marketing and recruitment
- Equipment or vehicle deposits
- Short-term funding gaps
Why compare business loans with 365AF?
- FCA-regulated credit broker
- Access to specialist UK business lenders
- Soft-search only at enquiry stage
- Human support from commercial finance specialists
- Funding from £5,000
- Secured and unsecured options available
- Clear guidance before you commit
Frequently asked questions
Can limited companies apply for business loans?
Yes. We regularly support UK limited companies looking for business loans, working capital and growth funding.
Will applying affect my credit score?
No. We start with a soft search to give you indicative terms, which leaves no mark on your credit file. A full credit application is only submitted with your consent.
How long does the application take?
The initial enquiry takes around three minutes. Indicative decisions usually come back the same day or the next business day.
What trading history do lenders need?
Most lenders want at least 12 months of filed accounts or management accounts. Some short-term facilities are available from six months trading.