Fast access to capital when something unexpected happens.
Plant breaks down, a key supplier folds, a major customer pays late — emergencies don't wait for paperwork. Fast-track facilities give you working capital within 24–48 hours when speed matters most.
Common scenarios
- Urgent replacement of essential equipment
- Covering a sudden cash-flow gap from a delayed customer payment
- Funding emergency repairs to premises
- Replacing stock or materials after damage or loss
How it works
- Call us — emergencies don't wait for online forms
- We approach the fastest lenders on our panel, not the cheapest
- Decision usually within 4 working hours
- Funds in your account within 24–48 hours of accepting terms
At a glance
- Typical amount: £10,000 – £250,000
- Typical term: 3 – 24 months
- Speed: 24 – 48 hours from full information; same-day for repeat clients
Recommended products
- Business Loans
- Refinance
Frequently asked questions
Do emergency facilities cost more?
Marginally, yes — typically 1–2% above standard rates, reflecting the speed and the lender's reduced underwriting time.
Can you really fund in 24 hours?
For established trading businesses with clean financials, yes — most days.
Will I be locked in for a long term?
No. We deliberately keep emergency facilities short-term (3–24 months) so you can refinance into something cheaper once the immediate pressure has passed.