Home › Business Needs › Vehicles & Fleet Finance

Cars, vans, HGVs, and full fleet finance under one panel.

From a single director's car to a 50-vehicle commercial fleet. New, used, electric, or hybrid — we structure the finance so the vehicles work for the business from day one.

Common scenarios

  • Buying a new van for a delivery business
  • Replacing an ageing HGV or specialist commercial vehicle
  • Adding electric vehicles for sustainability and BIK savings
  • Refinancing an existing fleet to release equity

How it works

  1. Send us the supplier quote, including registration and spec
  2. Choose between HP (own at end), Lease (use only), or Contract Hire
  3. Receive offers from vehicle-specialist lenders within hours
  4. We settle the dealer so you collect the vehicle

At a glance

  • Typical amount: £10,000 – £2,000,000
  • Typical term: 24 – 60 months
  • Speed: Same-day for single vehicles; 3 – 5 days for fleet deals

Recommended products

  • Hire Purchase
  • Finance Lease
  • Operating Lease

Frequently asked questions

Are electric vehicles treated differently?

Often favourably — many lenders offer reduced rates for EVs, and Operating Lease can be particularly tax-efficient given the 100% first-year capital allowance.

Can I include accessories and fit-out in the finance?

Yes. Sign-writing, racking, telematics, and ply-lining can all be rolled into the agreement.

What happens at the end of a Contract Hire agreement?

You hand the vehicle back — provided it's within agreed mileage and condition standards.

Apply now → | Speak to our team →