Ferrari Finance
Specialist Ferrari finance for the 296, Roma, SF90, Purosangue and classic models.
Ferrari finance is how most UK buyers get into a Prancing Horse without tying up six figures of capital. As an FCA-regulated brokerage with a panel of more than 40 lenders, 365AF arranges bespoke Ferrari finance on everything from the latest 296 GTB to investment-grade classics — structured around the car, your circumstances and how long you intend to keep it.
Whether you are buying your first Ferrari, adding to a collection, or refinancing a car you already own to release equity, we match you with lenders who genuinely understand prestige residual values. That means competitive rates, sensible loan-to-values on high-value cars, and approvals that protect both your cash flow and the car's value.
Models we finance
- Ferrari 296 GTB & 296 GTS
- Ferrari Roma & Roma Spider
- Ferrari SF90 Stradale & SF90 Spider
- Ferrari Purosangue
- Ferrari 812 & F8 / 488
- Classic & investment-grade Ferraris
Finance options
- Hire Purchase (HP) — Spread the cost over an agreed term and own the Ferrari outright at the end. Fixed monthly payments make budgeting simple — ideal if you intend to keep the car long term.
- PCP (Personal Contract Purchase) — Lower monthly payments with a deferred balloon (optional final payment) based on the car's projected future value — popular for newer models you may want to change in a few years.
- Lease & Finance Lease — Use the car for an agreed term without taking on full ownership — efficient for business users and those who upgrade regularly.
- Refinance & Equity Release — Refinance an existing Ferrari to lower your monthly outgoings, or release equity from a car you already own to free up capital.
Why choose 365AF?
- Specialist prestige & supercar lenders who understand Ferrari residual values
- Finance from £25,000 up to seven-figure cars and whole collections
- Hire purchase, PCP, lease, refinance and equity release under one roof
- FCA-regulated, soft-search first — no impact on your credit score to get a quote
- Discreet, fast decisions — often the same day
Frequently asked questions
Can I finance a Ferrari 296 GTB?
Yes. The Ferrari 296 GTB and 296 GTS are among the most popular cars we finance. We arrange hire purchase, PCP and lease facilities on both new and used 296s, with terms structured around the car's value and your circumstances.
How much deposit do I need for Ferrari finance?
Deposits typically start from around 10% of the car's value, though this varies by lender, model and whether the car is new, used or a classic. Larger deposits usually unlock better rates. We'll find the structure that best fits your budget.
Can I finance a classic or collector Ferrari?
Yes. We work with lenders who specialise in classic and investment-grade Ferraris and understand how these cars behave as assets. Bear in mind any car's value can go up or down, so we'll take a view on the specific model.
Will getting a Ferrari finance quote affect my credit score?
No. We start with a soft search to give you an indicative decision, which leaves no mark on your credit file. A full application is only submitted with your consent.
Do you offer business and personal Ferrari finance?
Both. We arrange finance for individuals, sole traders, partnerships and limited companies, and can advise on the most tax-efficient structure for business users.