Land Rover & Range Rover Finance
Tailored finance for the Range Rover, Range Rover Sport, Defender and Discovery.
Land Rover finance lets you take delivery of a Range Rover, Defender or Discovery while keeping your capital free. As an FCA-regulated brokerage with more than 40 lenders on our panel, 365AF arranges tailored facilities across the full Land Rover range — from the flagship Range Rover and Range Rover Sport to the reborn Defender.
Demand for the latest Range Rover and Defender remains exceptionally strong, and we work with lenders who understand their residual values and long waiting lists. Whether you're buying new, sourcing approved-used, or refinancing a vehicle you already own, we build the facility around the car, your circumstances and your cash flow.
Models we finance
- Range Rover & Range Rover LWB
- Range Rover Sport & Sport SV
- Land Rover Defender 90, 110 & 130
- Range Rover Velar & Evoque
- Land Rover Discovery & Discovery Sport
- Classic Defenders & restomods
Finance options
- Hire Purchase (HP) — Spread the cost over an agreed term with fixed monthly payments and own the vehicle outright at the end — ideal for long-term ownership.
- PCP (Personal Contract Purchase) — Lower monthly payments with an optional final payment based on the vehicle's projected future value — popular on the Range Rover and Defender where residuals are strong.
- Lease & Finance Lease — Use the vehicle for an agreed term without full ownership — efficient for business users, farms and rural businesses.
- Refinance & Equity Release — Refinance an existing Land Rover to lower monthly outgoings, or release equity from a vehicle you already own to free up capital.
Why choose 365AF?
- Specialist lenders who understand Range Rover and Defender residual values
- Finance for new, approved-used, commercial and classic Land Rovers
- Hire purchase, PCP, lease, refinance and equity release in one place
- FCA-regulated, soft-search first — no credit-score impact to get a quote
- Fast, discreet decisions — often the same day
Frequently asked questions
Can I finance a new Range Rover or Defender?
Yes. The Range Rover, Range Rover Sport and Defender are among the most requested vehicles we finance. We arrange HP, PCP and lease facilities on both new and approved-used vehicles.
How much deposit do I need for Range Rover finance?
Deposits typically start from around 10% of the vehicle's value, varying by lender and model. A larger deposit usually unlocks a better rate. We'll structure the facility around your budget.
Can a business finance a Defender or Range Rover?
Yes. Defenders and Range Rovers are popular business vehicles, and commercial variants may offer additional tax efficiencies. We arrange finance for sole traders, partnerships and limited companies and can advise on the right structure.
Do you finance classic Defenders and restomods?
Yes. We work with lenders comfortable with classic Defenders and high-value restomod builds who understand how these vehicles hold their value.
Will a Land Rover finance quote affect my credit score?
No. We start with a soft search for an indicative decision, which leaves no mark on your credit file. A full application is only submitted with your consent.