McLaren 720S Finance Structured Smarter
· 365AF
A McLaren 720S customer wanted a finance structure that reflected his longer-term plans without increasing the balloon. We secured the same structure for £40 less per month.
When you’re financing a McLaren 720S, the right deal isn’t always about chasing the lowest monthly payment.
It’s about getting the structure right.
A clear plan for the car
A recent customer came to 365AF with a clear plan. He had a monthly payment in mind, but he also believed the McLaren had strong future value potential.
Rather than pushing the balloon as high as possible simply to force the monthly payment down, he wanted to keep the balloon at a sensible level. His aim was to give himself a better opportunity to build equity in the car when the time came to sell or change it.
Vehicle values can rise or fall, particularly in the specialist market, so no future equity position can be guaranteed. What can be controlled is how the finance is structured from the outset.
Same car. Same balloon. Lower monthly payment.
We reviewed the proposed deal, considered the customer’s plans for the car and approached the right specialist lenders.
The result was a better option:
- Same McLaren 720S
- Same balloon payment
- £40 less per month
That is a saving of £480 per year, without increasing the balloon payment or compromising the customer’s longer-term plan.
Why finance structure matters
For vehicles such as the McLaren 720S, how the finance is structured can be just as important as the rate itself.
A larger balloon may reduce the monthly payment, but it also leaves more to settle at the end of the agreement. A more considered balloon can help create a stronger position later, depending on the vehicle’s actual value when it is sold or changed.
The right balance depends on:
- How long you intend to keep the vehicle
- Your preferred monthly payment
- The deposit you want to put down
- The balloon or final payment
- How you expect to use and eventually exit the car
At 365AF, we don’t just look at getting a deal approved. We look at how you plan to own the vehicle, how long you intend to keep it and what you want your position to look like when you eventually sell.
McLaren 720S financed. Smarter structure. Lower monthly payment.
Explore our McLaren finance options, learn more about prestige and supercar finance, or speak to the 365AF team about structuring your next vehicle.
Get an indicative finance quote →
Finance is subject to status and lender approval. Vehicle values can go down as well as up. The example above reflects one customer’s circumstances and is not a guarantee of the terms or savings available to another applicant.
365AF
Asset Finance. Business Finance. Specialist Vehicle Finance.