Commercial Finance From £5k For UK Businesses
365AF is an FCA-regulated commercial finance brokerage arranging business loans, asset finance, leasing, working capital facilities, and specialist funding for established UK businesses. We compare options across 40+ specialist lenders to find competitive terms matched to your business need.
Commercial finance solutions
- Business Loans — unsecured and secured loans from £5k to £500k+
- Hire Purchase — acquire assets over a fixed term with full ownership at the end
- Finance Lease — use essential assets without the burden of ownership
- Operating Lease — lower monthly payments with no residual risk
- Sale & Leaseback — release capital tied up in assets you already own
- Asset Refinance — restructure existing agreements to improve cash flow
- Merchant Cash Advance — funding aligned to your card takings
- Invoice Finance — unlock cash from unpaid invoices within 24 hours
Who we help
We work with limited companies, SMEs, sole traders, and established businesses across 36 UK sectors — from construction and haulage to healthcare, manufacturing, retail, and prestige vehicles. Whether you need to buy equipment, manage cash flow, fund growth, or clear a tax bill, we structure finance around your business need.
Why choose 365AF?
- FCA-regulated credit broker
- 40+ specialist UK lenders on our panel
- Soft-search only at enquiry stage — no credit impact
- Same-day indicative decisions on most applications
- £200m+ funded for UK businesses
- Dedicated commercial finance specialists